Supplemental Benefits Specialists, Inc.
Supplemental Benefits Specialists, Inc. provides a variety of supplemental insurance and benefit programs to the clients of participating insurance agents across the country. These programs can be offered �stand alone�, but are also invaluable additions to group health insurance or other existing insurances. A client�s employees can choose to fill gaps in their current protections through low cost, payroll deducted programs. The employer, at no additional expense, has more satisfied employees. The participating agent has a �value added� resource unavailable to other agents. This resource helps to stabilize existing accounts and win new accounts against the competition, particularly when there is, otherwise, little or no difference between what a participating agent and the competition is offering. Oh, and did we mention that these supplemental programs will provide a bundle of additional money in commissions?
Health insurance agents use our unique dental and vision programs as door openers for other products. Typically, our dental and vision coverage, would cost as little as .04 cents per hour from employees� pay, (and provide an entr�e to our other attractive payroll deduction for their core products). One of the attractive options available to the agent is the ability to adjust the client�s overall costs. If you wish, this option can be explained in greater detail at some other time.
Critical Illness Insurance is another of our valuable supplemental insurance programs. This underutilized protection is usually very easy to sell, because almost everyone has witnessed the financial trauma that acquaintances, friends or loved ones have experienced when they are fighting cancer or another critical illness. Most patients and their families are faced with crippling out-of-pocket expenses, even when they have good health insurance policies. This portable insurance is particularly welcome because it provides a substantial lump sum payment soon after a critical illness is diagnosed to be used however it is needed.
An additional supplemental program, a retirement savings plan can be started for as little as $5 per week. In these troubled financial times, an agent can assure clients and employees that not one person has ever lost a penny in this program. It offers high fixed rates of returns that can be set up either as a qualified or non-qualified plan. This program is also portable and has a �to age 65� completion guarantee. This is accomplished with a small amount of life insurance and a disability waiver of premium, which are integral parts of the program.
Both the Critical Illness Insurance and retirement savings plans can be offered by agents who are selling individual health insurance policies and can be paid through bank draft or payroll deduction.
If you would like us to help increase your sales and income, please call us at 412-892-9014 and let us help you to greater success.
